Within an inch of death

I've been in Dhaka for a month now, and it's amazing how comfortable I feel in a city where nothing stays the same for long - the weather swings from scorching to drenching within an hour, the traffic is so unpredictable that I come within an inch of death (or at least serious bodily harm) at least five times a day when crossing the streets. If you're on a rickshaw, you might be riding along, carefree, one moment, and the next, the vehicle will be hopelessly stuck in the mud and you'll have been besieged by at least a dozen kids with big eyes and begging hands.
Because there's no such thing as routine here, it's futile to try and plan more than a couple of days in advance. Being forced to abandon my somewhat neurotic list-making and schedule-arranging habits is making me change in unexpected ways. I feel more relaxed, I smile a lot more, I smell, taste, feel, see and just plain live more. Even if I don't get anything else out of my time here, I'll always be grateful to this country for waking me up.
I'm also beginning to grasp how important it is for the right social, cultural and physical conditions to be in place for micro finance to be truly effective. Nowhere is there more evident than in Bangladesh, where the flat topography, dense population and heavy dependence on natural resources which sensitive to sea level rise put the country at the top of the list of nations most affected by climate change (think: more floods, cyclones, droughts, river bank erosion which drives people off the land, ). I attended a seminar on micro finance where the Director of BRAC's micro finance program was present (BRAC stands for Bangladesh Rural Advancement Committee, one of the largest NGOs and micro finance service providers in the country). He asked what micro finance institutions should do when clients are hit not just once, but repeatedly by 'extreme events' such as those clients of BRAC in the area who lost everything during the floods of 2007, began to rebuild their lives, but only to experience the same devastation with the most recent cyclone that hit the country a few weeks ago. As far as I could tell, he didn't receive a clear answer. Micro finance raises many interesting ethical questions, and this is one of them: is it ethical for banks to stop offering loans to clients whom in the normal course of events, can be expected to repay their loans on time, but are sometimes hindered by external, uncontrollable forces?
Most of my work is at the head office in Dhaka - right now, I'm working on a proposal for a project that would require our organization (if selected) to conduct research on the types of sanitary latrines that would be most feasible for 'difficult' areas (i.e. urban slums, those that are highly flood or drought prone, very hilly regions). The issue of waste management seems simple but in this country, it's anything but: how can you justify building latrines in the flood-prone regions, knowing that they will probably be washed away in six months? How do you stop people from littering constantly, when it's something they've grown up doing and the government doesn't have the resources to collect or properly dispose of the waste? How do you convince people that washing their hands can kill germs that they can't see?
I once asked my boss why BASA was involved with waste management activities - why didn't we just concentrate on micro finance? He answered that the only way to make people and communities self-sustaining was to give them the tools to a good life, and money was only one aspect of that - suitable sanitation facilities, and more importantly, knowledge of proper hygienic practices, is mandatory for true development (i.e. development that concentrates on aspects beyond only raising incomes) to occur.
Aside from work, there have been plenty of things to do - after all, we have a whole country to discover! I have to admit, we've spent quite a lot of time shopping, but we avoid the modern malls with their neatly ordered shops, choosing rather to visit the hectic and confused street markets. There's something exhilarating about weaving your way through the stalls that are jammed in one next to the other, about learning to bargain like a local (tip: never pay more than half their initial asking price, and always, always be ready to walk away), and of course, about spending approximately three to four times less than what you would in the neighbourhood mall.
The other highlights have included visiting Cox's Bazaar and old Dhaka. Cox's Bazaar is regarded as the world's longest beach, and is on the list of nominees for the world's seven natural wonders. I can tell you that its sheer size, and simple, clean beauty are breathtaking. The peace and quiet also offer a wonderful getaway from hectic city life: at night, the only sounds you can hear are the insects chirping and the waves crashing on the beach.
Old Dhaka (the historic district of Dhaka city), on the other hand, is almost the exact opposite: It's a noisy whirlwind of tourist attractions, impossibly narrow alleyways, and the best biryani (basically, rice with spices and curry sauce) in the country. Dhaka University, Lalbagh Fort, the National War Museum - they are all popular spots for tourists, but nonetheless, they offer valuable insight into the forces that influenced Bengali culture. The pride they took in fighting for their liberation from Pakistan, the keen interest that students feel in the politics of the nation (Dhaka University is an epicentre for student activism - numerous protests, riots and other political movements have originated there). And parts of Old Dhaka, like Lalbagh Fort - a sprawling estate complete with lush green gardens, a mosque, a tomb and several extravagant fountains - add a touch of grandeur to this rough-'n-tough metropolis.

RAKSHA VASUDEVAN
HELEN HSU